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Only the rich can access drugs Pharmac won't fund...

Oncologists including the cancer society's top doctor say the government's drug agency, Pharmac, is failing to keep up with the latest cancer treatments - with many New Zealanders missing out.

Pharmac is a crucial part of this countries health service. But do you know how it actually works?

Some numbers. 105 priority medicines currently sit on NZs medicine waiting list awaiting public funding. 250,000 patients are waiting to access 1/3 of these medicines. 45 other countries are funding these. This why health insurance.

You may not want to talk about it. At least read this and get informed.

Thousands of people die each year with no Will. This means that what you thought you may have wanted to have happen after you'd shuffled off this mortal coil, may not happen at all. Have you actually seen the pre-set "menu" of who get's what?

Kiwisaver. Millions of Kiwis are now enrolled, Several hundred thousand are still in the default fund

Even putting in a few small dollars regularly will make a big difference to your future. Know what fund best suits you, and no which providers are performing and which are not. Why don't you start by playing with this Kiwisaver calculator